Simple process
A short, easy form that takes about two minutes.
Available in California only
A simple way to plan ahead
Plan Ahead for
Funeral & Burial
Coverage.
Answer a few simple questions and connect with a licensed insurance professional who can explain final-expense coverage options.
Takes about 2 minutes
No obligation
Requesting information does not require a purchase.
Licensed professionals
Connect with a licensed insurance professional.
How it works
A simple first step toward finding the right coverage.
It takes about two minutes to request information. There is no cost to ask and no obligation to purchase.
1
About two minutesAnswer a few questions
Tell us who needs coverage and what you would like help understanding.
2
With your permissionGet connected
Your request may be shared with up to two participating licensed insurance professionals.
3
You stay in controlCompare your options
Ask questions, review available choices, and decide what feels right for you.
Funeral & Burial Coverage
How does final-expense insurance work?
Final-expense insurance is generally a smaller life insurance policy purchased for one person. After the insured person dies and an approved claim is paid, the policy benefit goes to the named beneficiary. The beneficiary may use the money to help pay funeral, burial, cremation, memorial, or other final expenses. Coverage amounts, premiums, eligibility, waiting periods, and limitations depend on the insurer and policy.
Planning for the full cost$15,000 or more
A funeral with viewing and burial had a national median cost of $7,848 in the NFDA’s 2021 study, or $9,420 with a vault. Those figures did not include cemetery property, a monument or marker, flowers, an obituary, a reception, travel, or other choices. When those items are added, a family’s complete arrangements can reach $15,000 or more; elaborate arrangements may cost considerably more.
Choose individual coverage
A licensed professional explains available benefit amounts and policy terms for the person who will be insured.
Name a beneficiary
The policyholder names the person who should receive the death benefit after an approved claim.
Help with final costs
The beneficiary may use the benefit for funeral, burial, cremation, memorial, and other final expenses.
Cost source: National Funeral Directors Association, 2021 General Price List Study. Costs vary by location and choices. Plan Ahead Funeral & Burial Coverage does not issue insurance, guarantee that a benefit will cover every expense, or provide insurance advice.
About us
A calmer first step toward final-expense planning.
Plan Ahead Funeral & Burial Coverage is an independent lead-generation and referral service. We help people request information and connect with participating licensed insurance professionals. We do not sell insurance or provide insurance advice.